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no more kids binkies or toys stuffed in it, and of course I have finally been able to leave the "sanitary products" far behind!

So forget ebay and go get the original

no, i don't think a dry cleaner could do it

I love marithe & gerbaud

Your site is full of fake stuff i've seen it all in downtown LA and flea markets cheaper too

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Blot with one section of the rag, and then every time after, blot with a new, clean area on the rag

sometimes department store bags look better then some of the horrible knockoffs

Ah, I am rather limited in financial resources and have two purses (I rarely use one, though) and three pairs of shoes

Louis Vuitton does not sell anywhere except for authorized retailers

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I would NOT recommend using a shoe suede cleaner

You bought it in a Fendi store and not on Ebay or from some Arab dude at the flea market

I would have a sensible conversation with her and just show that you care

What century is Juicy Couture in, the Platinum Age, where everything is unaffordable? Luv thr stuff, but they have gone way too far this time, gorgeous

00 for it, then it;s probably a knock off

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I am a golfer myself and I like to play whenever I get a chance

Does this mean you will be arrested? Not necessarily, but as you asked it if is legal or not to re-sell it, the answer is simply no, it is not

Try writing something like:

the only chanel store is in sf, and another store that carries chanel is bloomingdales

the best advice I can give you, and you can use your MP status to your advantage on this, contact your credit card company (i

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XOXXOif you go to las vegas, go in the mall in ceasars palace and go to the juicy store

It's a thin line between being a highly expensive knockoff and a real steal of an authentic bag, but there usually is still a few hundred dollars in difference

Get professional help because obviously you need it even though you changed your mind

my boyfriend thinks that i should rather put an extra 200 for this bam purse

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the c's are all touching

Who cares who's name is on it?

The pricing may not be the same either, it's usually less expensive

/wel its not that she SHOULD own more than 1, but if she does, whatever

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I am in Port Saint Lucie it's on the east coast of FL just 40-50 miles north of West Palm Beach and 1.5 hours from Orlando, and 3-4 hours from Tampa, 2 hours from Miami-Fort Lauderdale. I am directly West of Tampa but we have to drive upto Orlando then across to Tampa or Down to Fort Lauderdale then across to Naples and upto Tampa.

I went ahead and gave TU $10 just for the hell of it....

The "without authority" has me stumped, Ive found this defintion, but would it apply: http://www.legis.state.ga.us/cgi-bin/gl_co...pl?code=16-9-92

Talk about embarrassing.

The program allows minors to gain access to adult material in two ways. Because Alyon's software program bills the owner of a phone line and a credit card is not needed, minors are able to access adult content sites without age verification. Once the program is on the computer, parents also are unable to use systems that block calls to 900 and 976 pay-per-call telephone numbers because the consumer's computers are dialing a 201 area code number, not a 900 or 976 area code.

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Keep 2nd dv simple as first!!!! Nothing about estoppel!!!

its ok will - i still like ya! :0

although i agree with those words, i challenge anyone to find in the bible where those words are quoted....

I have an auto loan where someone co-signed for me, this person has moved to another state and he is not paying on any of his other auto loans or personal loans with the bank.. My auto loan is paid on time, can the bank go after me because they can't find him? Can they take my autoloan away? If he files bankruptcy will that effect me in any way?

BTW is TransSouth a CA or an OC?

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There are some fake bags out there that fool even the employees in the Gucci boutiques

I'm looking for them all the time

yes i hunt, and i hate it

Some sell from what they've found at TJ Maxx or a similar store

I LOVE LOVE LOVE the zebra shoes (the 3rd link)

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You might as well learn now that you need to be able to provide those things for yourself

and some simply jeans and a white or black purse and shoes?

thanks for your opinions!get the pink one bcause you can always wear a braclet or something with your outfit and it will look goog (by the way put a link to show us the bag!!!yes

i got mine from a friend and i cant ask her if it is real

the zipper is on the bottom

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ThanksI think you may be talking about "tokidoki for LeSportsac"

inside, and on the zippers there are RL on itabout 2:55 seconds long? if it's not where can i watch the whole thing?I make crochet purses how much is the going price? Mine start at 16

Display it in my bedroom along side my other handbag, purses

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if the handles are orange ish, its fake

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I agree with the above, but I would also tell oc that any nonsense from the ca as far as attempting to collect or reporting on your credit reports will be a violation of Federal bk laws and they will also be liable for any infractions committed by the ca.

Get the address the inquiry came from, and send them a Nonpp letter and send it CRRR.

They responded to my 1st non-pp letter with something like 'if we pulled your credit report it could only have been because one of our clients sent your account to us...'

WITH OR WITHOUT IT I AM GOING FORWARD IT WILL JUST MAKE A DIFFERENCE IN HOW GREAT A PIECE OF PROPERTY I GET

I will print this thread with Doc's info. and your letter now.

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there was one called envybags

link didnt work and the time it did i was ask to download things and i dont like doing that for one pic

Or for not as simples as above, but it is good income for a long tem basis, you can start with promoting, selling ebooks, free website to start and earn immediately

coach is inscribed all on the buttons in the inside but the only thing is i bought it off a woman @my job who sells gucci,chanel,coach exc

Is there anything else I need to do to make sure its not fake? This was purchased from the GALLERIA Fendi Botique in houston, texas

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Seriously, just go to www

I don't believe in buying designer hand bags! They are ridiculously overpriced, and all hand bags are supposed to be for are carrying stuff in

You can order a Chanel bag over the telephone (if you know what bag you want) by calling Chanel or Neimans

I have looked at Coach and Dooney and Bourke and like some of their stuff - very pricey though

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Household Bank is the worst of all.

Here is Robin's letter, from this thread:

Michael Stallings is the president.

This is getting really old. I've always paid my cc online, and have now been late about 5 times....like one day.

the one who ran over my foot?

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I am having a hard time finding out what the SOL is for California.

What state are we talking about here?

How to fix? Get a credit card. OK with my pass I'll have to get a secure credit card. Problem. All I see in these Forums are negitive about all the places that issue these cards.

Be sure to demand a copy of the citation in your letter.

as far as finding their address it should be on your hard pull line if not look them up in google or you can go to forum on credit forum

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Personally, I don't care

I have my car keys, a book, a notepad, chapstick, and tampons

I wouldn't spend big money on such a product unless I really knew what the genuine article looked and felt like

I guess you can afford them since you have already purchased it, i guess you only live once

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TRYING TO FIND SOMEONE THAT WILL DECLINE YOU FOR CREDIT IS NOT ACTUAL DAMAGES. UNDER THE LAW IT IS CALLED FRAUD.Sorry, as an attorney I would disagree. It isn't fraud. It is trumped up damages, and mightn't sit well with a jury, but it's not fraud. And of course I have a duty to mitigate my damages. If I'm trying to do a deal that would make me a $1,000,000 profit, and I face a half-percent difference in my interest rate because of a derog and I drop my deal becasue it's going to cost me a few thousand extra bucks in interest, my damages are not $1,000,000, they're zilch. My remedy is to do my deal, pay the extra few thousand bucks and then sue the CA or CRA that messed up my report.

Own means they purchased it and are collecting it for themselves.

When I called back, I said that I had NO idea whose it was and they deleted it immediately. Just my experience.

I'm extremely reluctant to send them TUs CRs indicating that the collection TL has been removed, and that TL was the basis for the hard inquiry by Northland. Feel like I'm disclosing waaaaay too much. It may not work anyway.

Does it make 'em pull more hards on you or re-age account in anger and frustration?

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No one will be able to tell the difference

I doubt you can take it back because you have to take most things back within 10-90 days

not unless you want a make shift purse made out of a garbage bin

I'm going out without a purse and I have a dress

Sorry, but it might be fake!

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I wouldn't sell anything of my man's without his permission

All kinds of porn are here, Online Adult TV, tons of movies pictures and cams

do?cid=34749&pid=517259&scid=517259002My sister has this handbag and she loves it

And don’t bother locking your checked luggage

I just wouldn't want Paris Hilton hand me downs

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did you hear that gwen stefani is suing forever 21 for copying a shirt from her clothing line?

You can shop at over 800 stores including Neiman Marcus, Saks, Macys, Barnes & Noble

In fact I do the same thing

has some small purses on their Web site right now for $16

The size is much bigger than I thought it would be

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and also try to get your hand on another real purse and compare the design of the brandHello to all

-and how much would a real good style small handbag be?

LV is one of a handful of designer brands that don't sell wholesale or in bulk and they're only available at their boutiques

1 and 3 look cheap and 5 looks like something an old lady would wear

as for TJ Maxx selling then I really doubt it

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yes!are you too cheap to spend all the money?is she only worth a knock off?what if she bought you a fake something?watches and handbags? I am going to Puerto Vallerta, and am curious to know if I can buy replica watches

i dont know how to make the links come so im just gonna tell you how to find it

but how much was it? And where did you get it from?What is your fav

and i got it on sale for half the price so , in all fairness it should have been around 200$i think it's a rip off because real leather goes for more than 100 bucksHonestly it all depends on the brand and where you are buying it from

Is there like stores in california that sells Chanel purses that cheap

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Good thinking!!!!!!!!! Keeps them from reporting as well.

"You have been approved for a Corvette Card� Credit Card with a credit line of $600.

This is a request for deletion of a disputed item. I have attempted to have this inaccurate and incomplete reporting verified by the furnisher of information to no avail. I am respectfully requesting that and the furnisher of information directly. I have exhausted all recourses provided for resolution of erroneous information and still the information remains on my consumer report.

Any help is appreciated!

Well, I had just pulled a PG report yesterday and saw that many of my EQ disputes updated and removed all derogs except for 1 that had 2 late payments from the fall of '02 . My PG score went from 569 to 671 - but I haven't pulled my FICO yet. I saw Milkmoms post and approval and have had an interest in the card - but my EQ was soooo bad - I didn't apply for anything. I am going to pull my FICO this week - but thought I would just do it for grins. My high limit with any other card had been with CAP 1's toy Plat, and that was $700.00. Of course, I wouldn't or couldn't even think about trying without the help I have gotten here. This will be a bog foot in the door for a big peice of the credit pie. I have learned my lessons and am on the right path now.

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Today, I will make calls to get inquirys taken off.

� Agreement with your client that grants you the authority to collect on this alleged debt,

Oh yeh, and the other borrower? He went through just about the same cycle but didn't have a clue what was going on! We gave him a "we are still working on it, trying to find the best deal possible out there for you" every two days and although he stated a couple of times that we sure take our sweet time, we called him yeasterday to tell him we are ready to close and he is the happiest borrower you could ever ask for! He has invited my whole staff out for to his home for a party and we will get referrals from him for life.

I am just sitting back waiting for my balances to go down and then I am going for the amex blue for biz and the amex blue cash and after that I am done for a while. Unless it is a business card. I don't need any more credit cards on my report. I just need hidden tradelines.

As the consumer, you can only provide the information that is on your credit report regarding a specific trade line, your name and address. You don't need to give them ANY other information. If the information supplied is not enough for them to find you, oh well, account doesn't exist and you have proof to give to the CRA the trade line is indeed invalid.

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That was my concern when first posting, YOU, it was evident to me that you hadn't read the subsequent thread and I and others had the same reaction as you did when reading the first. So I was sharing the second link and understanding how that had happened with the threads being seperated.

Welcome! You are now registered as a member.

Gear.. sounds like you are definitely on the right track.

Sears #2: 3 30 day lates, still no update

Great advice Lester! Just to update, I checked Chase's online approval status and found out I was approved for 6K. Applied on 17th, approved on 20th, they are fast. 0% 12 month BT here I come!

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In Fall 1993, I was taught how to "low quote" in the Loan Origination class at Cal State Hayward for the California Association of Mortgage Bankers' Certificate Program.

I sent a letter of complaint to the BBB in their corporate office area that then referred it...to California.

This is a desperate move. Secured cards are only recommended when rebuilding from scratch.

This will be my first post, and I have been lurking here for about a month and have learned so much. Just want to say thank you to all of the people here for putting a resource like this out there.

It kind of depends on the info they are reporting...for example...

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I want to know if I have the real thing or just a high end replica

Also make sure you know their return policy

think that's about it!I am considering purchasing a Juicy Couture diaper bag soon

I have a coach purse thats about 3 yrs old but i have used ten times or less

The purpose of registering your bag is ensure your warranty of your bag

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I got the card in 12/02. It had a $300 limit. I used it quite a few times and paid only the minimum. When I looked up my new e-statement for april they increased me to $500 and I did not even ask. I hope before long They will convert this to a target visa.

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I see a lot of referrers from this board. Thanks for visiting and thanks for calling this to my attention. I think most of the work is finished.

48%...........Ha ha ha ha.

What were your utilization percentages before and after the payment?

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any suggestions for good websites?if you want a real Louis buy one at the mall from an authorized dealer

think that's about it!I am considering purchasing a Juicy Couture diaper bag soon

they'll look at it and direct you to someone

how do i know if it's real or a knockoff? i don't want to ask the giver

plus it will match better with more oufits because if you are wearing print, you cant use the checked bag unless you are wearing the similar print

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I would also ask them about getting rid of the 'joint' notation.

DH and I just moved into our house on Saturday and already I am ready to get started on jazzin' things up. Our back yard looks like a beach. I hope we can get some kind of grass to grow. I want to extend the concrete outside to make a bigger patio. I found a swing set the I want to put in for my boys. It's the wooden kind i also want to put in a patio set/swing and plant a few trees. But first we have to level off the back yard. The last owners had a tree removed and now there is a huge hole in the yard. :?

Sounds like you were quoted a pretty good interest rate...I hope we are as fortunate! We were told about a year ago that if we were to file bankruptcy we should be able to get a home mortgage loan about a year after our discharge, but we weren't told if it would be a high interest rate loan or not...

but yeah, they gave me a $3.5K limit for UP, $3K for Household Gold and $600 for Corvette!! I'm gonna negotiate tomorrow or on friday to get my corvette limit increased.

Crap 1 will start out at a $500 dollar limit and will probably get increase to 3 to 5K in two or three years. Same for Orchard.

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Ch 7 is 6 months old - I've got some cleaning up to do on my reports, a few charge offs that should be IIBs , which I probably will dispute, but otherwise everything is current. He has one open cc acct, I have 3, all current with low balances.

Is your credit history clear of bankruptcies or seriously delinquent accounts? Yes No

As you can see but trying to save a few pennies you have cost yourself real dollars. Find someone who is compenent and knows what they are doing and pay them what they are worth. In the end this will save you not only dollars but unneeded frustration.

I've been reading about chapter 7, but I'm not finding out much.. like, what are the requirements, etc.. Anyone know where I can find this out? I mean, do you have to owe a certain amount or what?

Does utilization really matter this much?

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i collect em ! so far i have 69 -- and still counting!! : -}i don't have a favorite brand, but i love purses

but most people would think it is a knockoff even if you tell them it is real, but maybe not, but still i would get a purse that way you can bring it anywhere and not look like your carrying a bag that is as big as you

It will go with everything you wear

9 they have cute ones too, good luck =]]try Macy's or Saks fifth avenueI live in BC and I want to buy a coach handbag

you'll need the papers and registrations

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it won't go for much it seems

i have like 20 coach/db/lv purses and i havent registerd any of themYou can register your bag online here:

Fine leather is sensitive, and if you can't be sure that the damp fabric won't lay against the skin, then just let it air

they are an authorized juicy distributor

Aussie1, I dunno what to do with you

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Anyhoo...that's pretty poopy...

I agree. I would pull copies of my own reports and show them to lenders to get a good idea of programs out there. A decent lender will understand why you don't want to poison your file with unnecessary hard inquiries.

If you can get past the ads on this one, there are some good tips: http://webdesign.about.com/?once=true&

I have a Direct Merchant's Bank account that is in collections with a collections/law firm. When I stopped paying the balance was around $3600. Now, the balance is around $4600.

Should I just send my letter requesting the $1000 now, or should I attempt to send them additional information. They didn't specify what they would need. The only thing I would want to send would be a copy of the credit report showing the inquiry with everything else, including DH's SSN, whited out. Or should I provide them with his SSN?

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Threads aren't deleted because we've all got a wild hair about censorship but since your post, if you recheck the thread, a link has been added to the thread explaining that it was a tounge in cheek posting.

Well, I received what they consider to be a validation, but from what I have read - it is not a validation. It lists my name, the account number, open date, last activity date, and charge-off date. It also lists the balance and interest costs. So, I will be doing alittle bit of research on here tonight to see what to do next. I will let you know what I do before I do it - so you can tell me if I am right or not. I don't want to mess things up by doing the wrong thing.

I'm looking at a cover sheet, JS44 is the heading.

5/27/03-Acct added to EQ.

Your Fico Socre is WAY LOW......

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I filed in 9/02. I was discharged in 1/03, but made a deal with one of my creditors to reaffirm one debt. Now they state that my debt with the has been sold to Weinstein, and not showing that debt as being included in bankruptcy, nor does Weinstein show my paying THEM on time per our agreement. What can I do?

I'm generally not nice to them past the first "Please".

BTW, this was the first prime CC we've applied for 6.5 years after BK7 filing. We got approved ! It's a gold MC @9.95% w/ 5000 CL.

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I am currently updating the credit reportsof myself and my husband. Realistically speaking, I know we will end up in the subprime market to begin with for our new home. Why do you feel that you must go sub-prime??? I, and most brokers that have been in the business for any length of time, have worked with many borrowers who felt for various reasons that they had to go sub-prime but I was able to get them into conforming or ALT-A programs that saved them substanial money.

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Sorry about the mis-info on the tax id#. Hope this helps. Good luck.

Any advice or guidance is greatly appreciated!

Push..............ooops, that one is on the ground from out the back of the truck.

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They have a small collection of flip phones to choose from. http://www.t-mobile.com/products/default.a...asp?class=phone They have motorolla and samsung flip phones, I'd personally stay away from samsung. You know a little trick I learned about choosing a cell phone? When you go into one of these cell phone stores, take a look at what the salesman have on their belts...majority of them carry a Nokia :wink: .

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If words may seem to be anything than what they are, we should be looking at ourselves first and setting aside our own perceptions and experiences first as what is offensive.

On 06-25-03 I sent a request for permissible purpose.. This was sent via Federal Express Mail , and the Better Business Bureau. Thank you and I look forward to resolving this matter.

I have had Chase, Providian, and Fleet pull TU for me. Only Providian provided an instant decision.

That's good, that is one less thing you have to worry about getting off your report

Thanks for the tip, morrow!!!

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-Sent letters and more letters and then got this email:

I pulled my PG report today and yesterday there is a hard inquiry from the State of Texas on my Experian report. I have not a clue why the "State of Texas" would be pulling my report???! I live in Texas, but why would the state need a copy of my report? It states under the name of the requester that "they" are credit reporting brokers. Could this possibly be some type of collection agency?

OK- The 1-2 thing.... I have all the cards back for 5 accounts. Some of them I've had for a couple of . I need help with a letter to a CRA. Sgould the letter say something like

person to get dragged into those sort of things because I really don't wish to force my beliefs on you and vice versa.

I took the money with a FICO around 620-640, then refinanced exactly one year later. They were an excellent business partner - but so was the Dogman.

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They have darling jewelry as well

u cant possibly need it all

Do you think they would have ripped you off? Not to brag, but I have a few Dooney and Bourke bags and a COACH, so if you have any more questions, just email :)Hope this helps!!~RebeccaEvery Coach product has a small tag on it's handle

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At first I was suspicious of it being a fake and the owners told me they bought it off of ebay and that it was authentic, they let me expect it and I looked at the certificate of authenticity card in it and it looked real but now I'm not so sure

Yea this bag is in perfect condition I had multiple ones so I had no chance to ruin them

Her dust bag is soft like silk, and mine is more like nylon

u may not be able to return itThey won't take it back anymore

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Thanks for the suggestions!

agift from a friend that i always forget to take out from the hidden compartment as it gets in the way of other things in the main compartmentOne of my poodles Dingos (rawhide chews) and my niece's ladybug whose eyes pop out when you squeeze it

Got $1000 for it and paid for his tuition expenses without her blessing

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