TRYING TO FIND SOMEONE THAT WILL DECLINE YOU FOR CREDIT IS NOT ACTUAL DAMAGES. UNDER THE LAW IT IS CALLED FRAUD.Sorry, as an attorney I would disagree. It isn't fraud. It is trumped up damages, and mightn't sit well with a jury, but it's not fraud. And of course I have a duty to mitigate my damages. If I'm trying to do a deal that would make me a $1,000,000 profit, and I face a half-percent difference in my interest rate because of a derog and I drop my deal becasue it's going to cost me a few thousand extra bucks in interest, my damages are not $1,000,000, they're zilch. My remedy is to do my deal, pay the extra few thousand bucks and then sue the CA or CRA that messed up my report.
Own means they purchased it and are collecting it for themselves.
When I called back, I said that I had NO idea whose it was and they deleted it immediately. Just my experience.
I'm extremely reluctant to send them TUs CRs indicating that the collection TL has been removed, and that TL was the basis for the hard inquiry by Northland. Feel like I'm disclosing waaaaay too much. It may not work anyway.
Does it make 'em pull more hards on you or re-age account in anger and frustration?
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